Ask a Vineland injury attorney – What kind of workers’ compensation benefits can be collected by an injured worker in New Jersey?
If you’ve been injured on the job
If you’ve been injured on the job, you probably have a number of concerns, the most pressing of which is probably your well-being and the well-being of your family. I covered in a previous post how long an individual has to file a lawsuit following an injury. But what if you have immediate needs such as medical bills and family obligations that must be met?
Temporary disability compensation
An individual who has been injured on the job is entitled to receive compensation for necessary doctors and hospital visits and prescriptions. Depending on the type of employee you are, temporary and long-term disability benefits may available to you regardless of who was at fault in the injury. Typically, temporary disability benefits cover lost wages and medical bills while you are unable to work and are under regular medical care related to the injury. This type of compensation usually consists of 70% of the a person’s average weekly income, with a minimum and maximum in place. In 2011, the minimum temporary worker’s compensation was $211 per week. The maximum compensation in 2011 was $792 per week.
Long-term disability compensation
If you are unable to work for an extended period of time, you may qualify for long-term disability compensation. Your employer’s insurance may provide benefits automatically or you may be required to apply for worker’s compensation to be paid. Benefits will begin under the supervision by a doctor and will usually end when a doctor releases you from their care and determines that you are able to return to work. Often times, at your fist visit, your doctor will ask you if your injury occurred at work. To apply for long-term worker’s compensation, there is paperwork that must be filed within a set period of time following an injury. This is a very hard requirement. If you have been injured and are unable to work for an extended period of time, it is best to consult an attorney regarding the necessary paperwork and what types and amounts of compensation you are entitled to. It is highly advisable that you not discuss your case with your employer’s insurance carrier before consulting with an attorney. They often may not have your best interests in mind and you might be entitled to more compensation (either through worker’s compensation or a personal injury lawsuit) than they will offer you. Retaining an experience personal injury and worker’s compensation attorney will ensure that your rights are protected, that the necessary paperwork is filed correctly and on time, and that you receive all compensation that your are entitled to to both cover your immediate and long-term medical and financial needs.
If you have been injured on the job in Vineland, NJ or in any of the Counties in South Jersey, having an experienced personal injury attorney on your side can make a big difference in ensuring that you correctly and fairly compensated for your injury. The Law Offices of Joseph Lombardo has been representing individuals injured not only on the job, but also in motor vehicle accidents, occurrences of negligence, and because of product defects in every county in Southern New Jersey since 1993. Joseph Lombardo will personally meet with you in a free initial consultation to discuss your case, and explain in plain English what the process of filing a personal injury suit will entail and what you can expect. Mr. Lombardo will work to ensure that you receive all of the immediate and long-term compensation that you are entitled to and that your needs are met. Mr. Lombardo is available to come to your hospital or make home visits for a consultation.